See How Much You Can Save
Annual Credit Card Processing Volume
$/yr.
Potential Annual Savings with CashVue ATM
Switch to CashVue ATM and save thousands of dollars a year in credit card processing fees.
How the Cash Discount Program Works
Grand Forks’ diverse economy—anchored by the University of North Dakota, Altru Health System, and the Air Force Base—brings together students, healthcare workers, and military personnel who collectively represent significant cash-handling volume across the city’s commercial districts. Our system automatically applies a small service fee to all card transactions, but when a customer chooses to pay with cash, the service fee is waived, giving them an immediate discount. You keep the full sale amount—no more paying out of pocket for card fees.
✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems
Benefits to Your Business
Eliminate Up to 100% of Processing Fees
Drastically reduce or eliminate your credit card processing costs altogether—a critical advantage for Grand Forks retailers competing across the 32nd Avenue South commercial strip and downtown business districts.Increase Profit Margins
Keep more of each sale without increasing overall pricing, especially important for food processing facilities, healthcare service providers around Altru Health System, and retail establishments near Columbia Mall that operate on thin margins.Encourage Cash Payments
Incentivize customers—including the 15,000 University of North Dakota students, rural visitors from northeast North Dakota and northwest Minnesota who prefer cash transactions, and military personnel from Grand Forks Air Force Base—to pay with cash and reduce chargebacks.Easy Setup and Integration
Our team programs your terminal and provides all signage for your location in the Gateway Drive district, DeMers Avenue corridor, or any other Grand Forks business zone—no tech headaches.Fully Compliant and Transparent
Stay aligned with card network rules and consumer regulations, with particular attention to the shift-change traffic patterns and high-volume foot traffic periods characteristic of Grand Forks’ healthcare, education, and logistics sectors.
Ideal For:
Retail Shops & Boutiques
Salons & Spas
Restaurants & Cafés
Auto Repair & Service Providers
Convenience Stores & Liquor Shops
Mobile Vendors & Pop-Up Events
Keep more revenue flowing to your business across Grand Forks—from the University Avenue corridor to the 32nd Avenue South commercial strip.
CashVue’s Cash Discount Program lets retailers, healthcare facilities, and food service operations throughout Grand Forks eliminate processing fees while serving the region’s cash-first customer base, from Air Force Base personnel to rural customers who prefer traditional payment methods.
Contact Us Today to start maximizing your margin with zero processing costs.
Frequently Asked Questions (FAQs)
Q: Is the cash discount program legal in Grand Forks?
A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. Minnesota businesses, including those throughout Grand Forks’ diverse commercial corridors from Downtown to the 32nd Avenue South strip, rely on these programs safely and effectively every day.Q: Will I need to raise prices across the board?
A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash—a particularly valuable feature for Grand Forks retailers managing seasonal shifts in customer payment patterns and the high cash demand from our regional agricultural and rural customer base.Q: How are customers informed about the program?
A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. This transparency works especially well in Grand Forks, where both our University of North Dakota students and established downtown merchants value straightforward, honest business practices.Q: Does this affect my accounting or taxes?
A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked—whether you operate in the healthcare sector near Altru Health System, food processing, or retail across the Gateway Drive district.Q: What kind of Grand Forks businesses benefit most?
A: Retailers, restaurants, convenience stores, healthcare facilities, and any business with frequent card usage benefit greatly—especially those with thin margins. Grand Forks establishments serving shift-change crowds, college foot traffic around University Avenue, and the consistent customer stream at Columbia Mall and nearby venues see particular returns from incentivizing cash payments.
